Services
Card Program Launch
Finding the right issuing bank and processing partner will be one of the key factors in your program's success or failure. We take a systematic approach to learning about your idea and turn it into a rock-solid package to present to these partners. This includes honing your value proposition, developing projections and a financial model, and fully documenting your program.
We package this information and send it to multiple trusted partners to create a competitive bidding situation for your program. This approach takes longer upfront but can save you months of back-and-forth with potential partners, which can slow down your program launch.
This service starts with the program idea and ends with a signed contract with an issuing bank and a processor.
Pricing for this service starts at $35,000. Month-to-month options are also available.
Compliance Policies and Procedures
When program managers get turned down by banks, it is usually because of the compliance program. We will create all the policies and procedures your bank needs to approve your program and work directly with your bank to make any updates they request. This includes all of your AML, regulatory, and Information Security compliance. If your program is not approved with our policies and procedures, our money-back guarantee kicks in, and we will refund your money.
Pricing for this service starts at $22,000.
Program Optimization
Once your program is up and running, it is time to optimize it. You may be experiencing more fraud than you anticipated. You may have a lower CIP pass rate than you want. Operations may be a bit more chaotic than you imagined. This is normal. We help you break down these processes and look for innovative ways to improve them. We turn problems into opportunities using the latest technology.
Pricing for this service varies widely. Once we know what your objectives are, we will give you pricing.
Financial Modeling
Starting up a new prepaid or payments program is exciting, but there are a lot of unknowns. First and foremost, you want to know how much it will cost you and how much money you can make. We have built a financial model that can answer these questions and help you understand the general pricing structure of the industry. After entering the details of your program, you will have a 36-month P&L statement in a model where you can adjust costs and revenue to determine their impact. You can also use this model to help negotiate a better deal with your partners.
You can purchase the model from us for $499, or for $3,450, we will customize it, populate all the data points, and give you four hours of post-delivery consulting.
Satisfaction-Guarantee
All Services Fully Protected by Our 100% Satisfaction-Guarantee.
100%
All Products and Services come with a 100% Money-Back Guarantee. If we are on a monthly engagement, upon written notice, we will work at no charge until you and PPM agree the work is at the expected level. PPM will refund the current month's payment if no agreement can be reached.
What are your payment terms?
Monthly Engagement: All prices are in U.S. Dollars. Invoices are due within 7 days of issuance. Monthly services must be paid in advance by the first of each month. If an invoice is not paid on time, all work will stop until full payment is received. If this happens more than once in a 12-month period, PPM has the option to terminate the agreement immediately.
Project engagements with a fixed price, such as Card Program Launches: Half will be due upfront, and the remainder will be due upon certain project milestones.
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