PAYMENTS ACADEMY
Finally...Compliance Training Designed Specifically for Payments Companies
With the proper training, your employees can make better decisions, which will help your company avoid fines and launch products faster.
Designed for Payments Banks & Program Managers - Not Bank Tellers
I was introduced to Compliance Training as a Financial Advisor at Merrill Lynch. Most of the training made sense because I met with customers face-to-face. But then I left financial advising and went into a product role in the payments space. I took the exact same compliance training as a product manager that I took as a financial advisor. I had difficulty connecting the dots of the training to my new day-to-day job - it was a complete waste of time. Worst of all, the training disappeared once I took it, so I could not reference it in the future when I had questions.
Why choose us?
BTW, of all of these courses that I've taken, this seems to apply the best to our particular industry and is easy to read through. Some of the courses I've taken in the past were far too skewed towards in-person banking making it difficult for the average person to comprehend.
Sarah Zeal
VP Compliance, Cascade Fintech
I’ve been doing this for a long time, and this program is great.
Doug McGann
Founder, Vamos Pay
Keep your training cost low
Some competitors will charge you $400-$800 for every new employee you add to your platform on top of the thousands or tens of thousands of dollars you already pay them. You will never pay additional money when you add employees or contractors.
earn and track continuing education (CE) credits
The Payments Academy compliance training can now count toward your continuing education (CE) credits. By finishing our courses, you earn those credits and can effortlessly track any additional CE credits you've acquired. This approach ensures that all your reporting is conveniently organized in one place. This applies to CAMS, CFE, CRCM, CUERME, CIA, CAFP, CISSP, CISM and more.
employees make better decisions
When you train employees in a way that makes it easy for them to apply the new knowledge to their jobs, you get employees who make better decisions for the company.
employees spend time working, not training
Our courses average 24 minutes and 51 seconds each. Get your employees trained and back to work.
built with your cashflow in mind.
- Monthly and Yearly Plans
- Cancel at Any Time
- 100% Money Back Guarantee
- Pause Your Program During Launch
- Discounts are available if you require this training for your Program Managers or Sales Agents
Packed with
Features you'll love
Forever Pricing
The price you pay out of the gate is the price you will pay forever: no price increases and no extra charges when you add more employees.
Your Basics are Covered
Our basic package covers 1) all the regulations that apply to debit and prepaid card programs, 2) all of your information security training requirements - even if you are PCI Certified, and 3) getting your new employees up to speed in the industry.
Impactful Content
Your employees will receive access to the best industry training, which they can relate to and use to drive your business forward.
Technology that Helps
We are FinTechs, and everything we do should have technology at its core.
We Put You and Your Team First
For the Managers
- Concierge level service
- Self Service Reports
- Multiple Administrators
- Phone/Email Support
- Progress Tracking Reports
- Track Reviews of Your Policies
For the Learners
- Printable Certificates for Passing Each Course
- Pick Up Where You Left Off
- Direct Access to Our Support
- Train on their schedule
- Student Transcripts
For The Banks and Regulators
- Quick Approval Process (approved by many payment banks today)
- Easy Audit Reports
- Custom Content When Required
- Tips for your employees to make the bank's job easier
- 90% Mastery Requirement
Available Courses
Compliance Rules and Regulations
Covers AML, BSA, CIP, CDD, OFAC, Risk Assessments, Fraud, Consumer Complaints, PCI, GLBA, Reg E, UDAAP, CFPB Rule and Non-Compliance. Average Time To Completion: 34:29; Earns 0.5 CE Credits
INFORMATION SECURITY AWARENESS COVERING PCI-DSS 4.0
Covers Reporting Incidents, Common Security Incidents, Phishing, Passwords, Data Access, Computer Security, Phone Security, Internet Usage, Software, Building Security Working in Public Places, Data Retention and Non-Compliance. Average time to Completion: 32:32; Earns 0.5 CE Credits
INTRODUCTION TO PAYMENTS
Covers Prepaid, Debit and Credit Cards, Types of Prepaid Cards, Payment Card Fees, Features, ATMs, Disputes, International Usage, Card Packets Load Options, Rules and Regulations. Average Time to Completion: 28:04; Earns 0.5 CE Credits
OWASP (latest VERSION) TOP 10 PCI Training
Covers each of the top 10 most prevalent vulnerability scenarios and prevention. Average Time to Completion: 31:15; Earns 0.5 CE Credits
mARKETING MATERIALS COMPLIANCE FOR CREATORS
Covers 10 most important tips and details by marketing type. Average Time to Completion: 21:02; Earns 0.5 CE Credits
AI For Fintechs
Covers AI Overview, Ethical Considerations, Applications in Payments, Impact on our Industry, Large Language Models, Best Practices, Prompt Suggestions, Who Owns Inputs and Outputs, Protecting Inputs, What not to Input, and Departmental Usage. Average Time to Completion: 23.13; Earns 0.5 CE Credits
Consumer Complaints Advanced
Covers and Introduction, Complaints Management Process, Policies and Procedures. Average Time of Completion: 19:05; Earns 0.5 CE Credits
ACH and WireS Advanced
Covers an Overview of the Systems, How They Work, Regulations, Compliance, NACHA Rules, Regulation E, Return Codes, Wire Errors, and Non-Compliance. Average time to Completion: 22:11; Earns 0.5 CE Credits
Regulation E Advanced
Covers Reg E Purpose, Basics, Prepaid Card Specific Provisions, Debit Card Specific Provisions, Communicating with the Cardholder, Errors, Chargebacks, Liability, Recordkeeping, Policies, Procedures, and Non-Compliance. Average Time to Completion: 25:22; Earns 0.5 CE Credits
Regulation p advanced
Covers Scope and Purpose of GLBA, Privacy Notices, Safeguarding Data, and the Components of an Information Security Program . Average Time to Completion: 25:20; Earns 0.5 CE Credits
UDAAP/UDAP Advanced
Covers UDAAP and UDAP Regulations and a Breakdown of Each, Consumer Complaints, Notifications, Policies and Procedures. Average Time to Completion: 19:37; Earns 0.5 CE Credits
HIPAA for Business Associates - new
Covers HIPAA Introduction and Definitions, the Privacy Rule, the Security Rule, and the Breach Notification Rule. Average Time to Completion: ~19:00; Earns 0.5 CE Credits
Certified FinTech Payments Manager (CFTPM)
Payments Ecosystem
A comprehensive overview of the payments ecosystem, detailing the key players involved, the inner workings of payment cards, and the full lifecycle of a transaction—from initiation to settlement.
Payments economics
How do you generate revenue from a card program? What are the associated costs? This course breaks down the financials of a card program, answering these questions across every aspect of the ecosystem.
payments building blocks
Explore the full range of card product capabilities, including ATMs, POS purchases, ACH transactions, Real Time Payments, digital wallets, bill payments and more. Gain a understanding of how these features work and their role in the payments ecosystem.
payments compliance
A comprehensive overview of payments compliance, covering key regulations and industry standards. Learn how to navigate federal, state, and Network regulations to ensure your card program operates legally and securely while mitigating fraud and regulatory risks.
Certification test
A rigorous exam designed to assess your expertise across the entire payments ecosystem, allowing you to demonstrate your in-depth knowledge and industry proficiency.
Budget Friendly Pricing
Individual
$0
AML Compliance Regs Course
Information Security Course
Intro to Payments Course
Earn & Track CE Credits
Email Support
Certificates & Transcript
Certified FinTech Payments Manager - $399
Company Logo & Policies
Team Administration
Startup
Great For New Program Managers
$300
Per month
All Basic Courses (Compliance Regs, Info Sec, OWASP, Intro to Payments, HIPAA, AI for FinTechs)
Earn & Track CE Courses
Phone & Email Support
Certificates & Transcripts
Team Administration
Company Logo & Policies
Certified FinTech Payments Manager - 50% Discount - $199 Each
Unlimited
Great for Experienced Program Managers and Payment Banks
$700
Per month
All Basic Courses (Compliance Regs, Info Sec, OWASP, Intro to Payments, HIPAA, AI for FinTechs)
All Premium Courses (Marketing Materials, Complaints, ACH/Wires, Reg E, Reg P, UDAAP)
All Payments Certification Course Content
Earn & Track CE Courses
Concierge Level Support
Certificates & Transcripts
Team Administration
Company Logo & Policies
Certified FinTech Payments Manager - FREE
Individual
$0
AML Compliance Regs Course
Information Security Course
Intro to Payments Course
Earn & Track CE Credits
Email Support
Certificates & Transcript
Certified FinTech Payments Manager - $399
Company Logo & Policies
Team Administration
Startup
Great For New Program Managers
$3,000
Per year
All Basic Courses (Compliance Regs, Info Sec, OWASP, Intro to Payments, HIPAA, AI for FinTechs)
All Payments Certification Course Content
Earn & Track CE Courses
Phone & Email Support
Certificates & Transcripts
Team Administration
Company Logo & Policies
Certified FinTech Payments Manager - 50% Discount - $199 Each
Up to 25 Students
Unlimited
Great for Experienced Program Managers and Payment Banks
$7,000
Per year
All Basic Courses (Compliance Regs, Info Sec, OWASP, Intro to Payments, HIPAA, AI for FinTechs)
All Premium Courses (Marketing Materials, Complaints, ACH/Wires, Reg E, Reg P, UDAAP)
All Payments Certification Course Content
Earn & Track CE Courses
Concierge Level Support
Certificates & Transcripts
Team Administration
Company Logo & Policies
Certified FinTech Payments Manager - FREE
Unlimited Students
Compare All Features for All Plans
Feature | Individual Access | Startup Plan | Unlimited Plan |
|---|---|---|---|
Cost | FREE | $300/month or $3,000/year | $700/month or $7,000/year |
Number of Users | 1 | 25 | Unlimited |
Support Level | Email Only | Email and Phone | Concierge Level |
Earn CE Credits | Included | Included | Included |
Track Outside CE Credits | Included | Included | Included |
Custom Course Content | -- | Included | Included |
- Display Your Logo to Students | -- | Included | Included |
- Students Review Your Policies | -- | Included | Included |
Team Manager Role | -- | Included | Included |
- Add Students | -- | Included | Included |
- Course Reports | -- | Included | Included |
- Student Reports | -- | Included | Included |
- Export Course Progress | -- | Included | Included |
- Export Quiz Grades | -- | Included | Included |
Earn Course Completion Certificates | Included | Included | Included |
- Access Prior Certificates | Included | Included | Included |
Course Transcripts | Included | Included | Included |
Earn a CFTPM Certification | $399 Per Student | 50% Discount | FREE |
Course Access | Essential Courses | All Basic and Payments Certification Courses | All Basic, Premium, and Payments Certification Courses |
- Introduction to Payments | Included | Included | Included |
- Compliance Rules and Regulations | Included | Included | Included |
- Information Security Covering PCI-DSS 4.0 | Included | Included | Included |
- OWASP Top 10 for PCI | -- | Included | Included |
- HIPAA for Business Associates | -- | Included | Included |
- AI for FinTechs | -- | Included | Included |
- Marketing Materials Compliance for Creators | -- | -- | Included |
- Consumer Complaints Advanced | -- | -- | Included |
- ACH and Wires Advanced | -- | -- | Included |
- Regulation E Advanced | -- | -- | Included |
- Regulation P Advanced | -- | -- | Included |
- UDAAP/UDAP Advanced | -- | -- | Included |
- Certification Course - Payments Ecosystem | -- | Included | Included |
- Certification Course - Monetizing Payments | -- | Included | Included |
- Certification Course - Payments Features | -- | Included | Included |
- Certification Course - Fraud and Compliance | -- | Included | Included |
Have Questions Before You Start?
Schedule a quick call to get your questions answered
You are fully protected by our 100% Satisfaction-Guarantee
If you don't like this product for any reason, you will receive a refund. If you are on a yearly plan, we will refund your full year's tuition during the first two months or a prorated amount after that. We will refund your most recent payment if you are on a monthly plan.
About the Instructor
Jake Posey is a Certified Anti-Money Laundering Specialist (CAMS) and has served as an AML Compliance Officer, Information Security Compliance Officer, and HIPAA Compliance Officer for Program Managers. Jake has served as a compliance officer for leading-edge programs transacting in crypto, international money transfers, and other high-risk programs. His typical AML or SOC II audit has five or fewer minor findings. Jake has also helped banks start their AML and CDD programs and fix their compliance systems. He has his MBA and is an Adjunct Instructor at a state college.
Get best in class training today!
Faq.
Our competitors serve big banks and overcomplicate their training. Since they sell their training to banks for tens of thousands of dollars, they think they can do the same to you. We created our training with Payments Program Managers in mind. We have very low overhead and create only the training you need.
We will hit pause on your payments until after you launch. This happens quite a bit. The bank requires you to take the training before you launch, and something unexpected delays your launch. If this happens, contact us, and we will pause your payments and resume them after you launch. Easy as that!
Yes, we do this all the time. If you identify a training idea you would like to have created, we are happy to quote this for you. If it is something we can use and sell with our course offerings, we will give you a significant discount (like 80% - 90% large) to create the course. Like you, we are entrepreneurs and love to sell something before creating it.
First, we would be surprised because this has never happened before. But if it does, we will work directly with the bank to make any necessary changes to get it to a point where it will be approved.
Of course, click on this link at the Prepaid Academy and sign up for free access to our Intro to Payments Course. This will give you a preview of the training material. If you want to preview specific courses, just reach out to me (you'll get an email after signing up), and I'll add additional courses for a limited-time preview.
We created a bank approval packet just for this reason. Here is a link to our latest bank approval packet.
No. Forever pricing means just that - FOREVER. If you have less than 25 employees and contractors that need training when you sign up, you are locked in at that price even if you 10x your company size. If you have more than 25 employees or contractors that need training when you sign up, you will need to buy the Unlimited Plan, which will grow with you like the Startup Plan.
We have not had this happen yet, but if you experience any issues, provide us with a contact, and we will reach out on your behalf.
We're guessing you're in the middle of an audit...or just a person who does not like to wait. We've got you covered. After onboarding, you will know how to contact us via email and phone - phone is the best option for help when you need it right now.